SELF-EMPLOYED FOLKS DESERVE TO RETIRE COMFORTABLY, TOO.

Right now, many successful self-employed Aussies pay more tax, and retire with smaller superannuation, than their employee peers. And we think that's not fair.

Super realities of self-employed life

A few years ago, when we quit our corporate jobs and went out on our own, we got hit with many realities of self-employed life.

One of which was fact that it was no longer someone else’s job to hoard away the mandatory 9.5% of our pay for our retirement.

When we tried to do the right thing and take care of it ourselves, we got slammed with several hurdles that our self-employed friends and family had faced for years.

So suddenly we found ourselves asking what if…

  • ...there was a way to stash money away for retirement, but you could dip into it any time if your income starts to vary?
  • ...for the first time ever, it was smooth for self-employed people to contribute to super (and cut their tax) without having to agonise with paperwork?
  • ...superannuation didn’t sound complicated and boring, but actually got you excited about your bucket list?

And GigSuper was born out of that need to empower all self-employed Australians to finally do super right.

CHECK IT OUT

Start with your email and we’ll guide you through

The best of traditional super

Superannuation is the one thing your future self will high five you for. Because money in the bank means you’ll be calling the shots and living retired life on your own terms.

And some parts of traditional super are actually pretty amazing at setting you up for success.

Which is why we’ve partnered with the following superannuation powerhouses to compliment our technology and make super finally work smoothly for self-employed folks.

The Trustee

Just in case you’re not ‘fluent in superannuation’ (and why would you be if it’s not your day job?), it’s worth knowing that every fund has a trustee.

So, if you think of a super fund as a club with only members in it – and no owner – you realise it’s not really feasible for the members to steer the ship. Which is why a fund engages a trustee to take charge.

The trustee makes sure the fund operates in the best interest of the members. And it’s the trustee’s responsibility to make sure your nest egg is looked after.

Which is why we thought you might like to meet GigSuper’s trustee: Diversa.

Diversa

The Fund Managers

You’ve met the team that built the tech. And the trustee. Now let’s introduce you to some of the biggest and most trusted companies in the biz who manage the money in your GigSuper:

BetaShares
Vanguard
IShares-2
StateStreet

The Insurer

Do you know that some award-winning funds may not automatically cover self-employed workers, even if they’ve been paying the insurance premiums for years?

This didn’t sit right with us.

So, just like we purpose built the rest of GigSuper around the self-employed community, we sat down with our insurer, Hannover Re, explained the problems with existing policies as they related to self-employment, and designed insurances specifically for self-employed folks.

hannover re

Join our community and discover how GigSuper can help you get your super on track.

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Example disclaimer

Alex is a fictional persona based on some typical attributes of a self-employed individual. Please make sure that GigSuper is right for your circumstances, even if your situation is identical or similar to Alex.

Figures are shown in today’s dollars, however they are not intended to be reflective of any particular investment option within GigSuper. These results are for illustrative purposes only and do not represent actual or expected returns that any particular investor might experience.

The projections are based on a number of assumptions, including but not limited to the following:

  • For both the super and non-super investment products an annual return of:
    • 2.37% capital gain
    • 4.88% income
    • 0.56% franking.
  • Tax rates on income and capital gains both inside and outside super remaining constant which may not occur.
  • A steady inflation rate of 2.5% which may not occur.

The prospective financial information provided is not a reliable indicator of future performance in that it is predictive in nature and may be affected by inaccurate assumptions, unknown risks and other uncertainties. Therefore, the prospective financial information may differ materially from the results ultimately achieved.

The above comparison in no way constitutes advice to invest in any particular investment product and we recommend you seek independent financial advice before deciding whether investing in super or non-super products is right for you.

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© 2019 GigSuper Pty Ltd - All rights reserved.

GigSuper is promoted and distributed by GigSuper Pty Ltd (ACN 620 862 053), a corporate Authorised Representative (number 1276569) of Grow Super AFSL Pty Ltd (ABN 63 135 540 135), the holder of Australian Financial Services Licence number 340958. Any financial product advice provided in this website is general in nature. Content on this website does not take into account the objectives, financial situation or needs of any person, or purport to be comprehensive or constitute investment advice and should not be relied upon as such. You should consult a professional adviser to help you form your own opinion of the information and on whether the information is suitable for your individual objectives and needs as an investor. Where necessary, you should obtain a Product Disclosure Statement relating to the product and consider it before making any decision about whether to acquire the product.

GigSuper’s Superannuation product is issued by Diversa Trustees Limited (ABN 49 006 421 638), (AFSL No 235153), as Trustee of Grow Super SMA (ABN 20 543 903 424).

The content of this website does not constitute an offer by any member of GigSuper Pty Ltd to buy or sell any financial products or services. Accordingly, reliance should not be placed solely on the content of this website as the basis for making an investment, financial or other decision. GigSuper Pty Ltd believes the information contained in this website is correct. All information, opinions, conclusions, estimates or recommendations provided are included with due care to its accuracy; however, no representation or warranty is made as to their accuracy, completeness, or reliability.

iShares® and BlackRock® are registered trademarks of BlackRock, Inc. and its affiliates (“BlackRock”) and are used under license. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of any product or service offered by GigSuper.