STRAIGHTFORWARD PRICING

If you’re going to sort out your super with ease, it helps to have a price structure that’s easy to understand.

ACCOUNT PRICING

Under the GigSuper hood you get two accounts: a Saver account and a Super account.

The Saver is specially designed to help you build a good saving habit without immediately locking money away in super.

The Super helps you build your solid nest egg.

Let's break down the price of each account...

Wallet Saver Account

FIXED FEE

$0 p.a.

VARIABLE FEE

0% p.a.

SUPERCHARGE YOUR
RETIREMENT

Your Saver account has zero fees. Yup, nothing...nada...zilch.

Which means you’ve got a unique way to give the GigSuper experience a try without committing the money straight into super.

Once your first contribution goes into super – or if you decide to consolidate – you'll kick off the pricing of your Super account.

Here's what that looks like:

Money-Bag Super Account

FIXED FEE

$78 p.a.

(Only $1.50 per week)

VARIABLE FEE

0.95% p.a.

This covers the cost of investment, administration, and trusteeship.

And it's automatically paid through your Super account.

INSURANCE PRICING

As soon as you have $6,000 or more in your Super account, you'll become eligible for our insurance cover.

If you’re 25 years or older, $50,000 of default Life and Total Permanent Disability (TPD) cover will automatically kick in. If you're under 25, you can apply for voluntary cover or you can just wait for the default cover to kick in on your 25th birthday.

How much you pay for insurance will depend on your age, type, level of cover, and whether or not you’re eligible for our white collar discount (51% if you have both Death & Total Permanent Disability (TPD)).

Here’s an example of what premiums for a 38 year old, blue collar worker look like:

DEATH & TPD INSURANCE

insurance icon 38yo (DEFAULT COVER)

MALE PREMIUM

$143 p.a.

($2.75 per week)

FEMALE PREMIUM

$117.50 p.a.

($2.26 per week)

INSURANCE
THAT COVERS
SELF-EMPLOYED FOLKS

It's important to make sure that you've got the right level of insurance that make sense for you.

If your circumstances change, and you want to adjust your insurance, just let us know.

And if you decide you don’t want insurance, you can switch it off anytime.

The Saver account has zero fees

Yup, nothing...nada...zilch.

Give it a try and see how you can automate all the moving parts in order to get the most out of your superannuation.

Two-Mobile

Example disclaimer

Alex is a fictional persona based on some typical attributes of a self-employed individual. Please make sure that GigSuper is right for your circumstances, even if your situation is identical or similar to Alex.

Figures are shown in today’s dollars, however they are not intended to be reflective of any particular investment option within GigSuper. These results are for illustrative purposes only and do not represent actual or expected returns that any particular investor might experience.

The projections are based on a number of assumptions, including but not limited to the following:

  • For both the super and non-super investment products an annual return of:
    • 2.37% capital gain
    • 4.88% income
    • 0.56% franking.
  • Tax rates on income and capital gains both inside and outside super remaining constant which may not occur.
  • A steady inflation rate of 2.5% which may not occur.

The prospective financial information provided is not a reliable indicator of future performance in that it is predictive in nature and may be affected by inaccurate assumptions, unknown risks and other uncertainties. Therefore, the prospective financial information may differ materially from the results ultimately achieved.

The above comparison in no way constitutes advice to invest in any particular investment product and we recommend you seek independent financial advice before deciding whether investing in super or non-super products is right for you.