IT’S ABOUT TIME A SUPER FUND MADE THEIR COSTS SIMPLE

Running your own gig is more than a full-time job. Even when you’re not working, you’re almost always ‘on’. You’re thinking about your next bill. Or that invoice you still need paid. You’ve got enough on your mind.

SUPERCHARGE YOUR
RETIREMENT

You shouldn’t need to waste extra energy trying to figure out complicated cost structures. Or burn daylight leafing through puzzling jargon.

If you’re going to sort out your super with ease, you should have a cost structure that’s easy to understand, too.

So here it is...

ACCOUNT TYPE

Wallet Saver Account

FIXED COST PER YEAR

FREE

VARIABLE COST PER YEAR

FREE

SUPERCHARGE YOUR
RETIREMENT

Your Saver account costs nothing...nada...zilch.

Which means you’ve got a unique way to give the GigSuper experience a try, without locking any money away in super.

Then once you decide it works for you, and you start funding your Super account, it’ll only cost you this:

ACCOUNT TYPE

Money-Bag Super Account

FIXED COST PER YEAR

$78

(Only $1.50 per week)

VARIABLE COST PER YEAR

0.95%

That’s it.

Unless, that is, you decide you’d like to keep or increase the default insurance cover you get.

INSURANCE
THAT COVERS
SELF-EMPLOYED FOLKS

Insurances are a great back up when you’re self-employed, because self-employed workers in Australia generally don't qualify for workers' compensation.

This means that if you get sick or injured and can’t work, your income could dry up overnight.

How much you pay for insurance will depend on on your age, type, level of cover, and whether or not you’re eligible for our white collar discount (51% if you have both Death & Total Permanent Disability (TPD)).

Here’s an example of what premiums for an 38 year old, blue collar worker look like:

DEATH & TPD INSURANCE
(DEFAULT)

Wallet 38yo

MALE PREMIUM
(PER ANNUM)

$143

($2.75 per week)

FEMALE PREMIUM
(PER ANNUM)

$117.50

($2.26 per week)

INSURANCE
THAT COVERS
SELF-EMPLOYED FOLKS

Once you get all your super sorted, the next step is to make sure you've got the right level of insurances that make sense for you.

And if you decide you don’t need any insurance, you can always turn it off.

Join our community to discover how GigSuper can help you get your super on track.

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Example disclaimer

These results are for illustrative purposes only and do not represent actual or expected returns that any particular investor might experience.

The projections are based on a number of assumptions, including but not limited to the following:

  • For both the super and non-super investment products an annual return of:
    • 2.37% capital gain
    • 4.88% income
    • 0.56% franking.
  • Tax rates on income and capital gains both inside and outside super remaining constant which may not occur.
  • A steady inflation rate of 2.5% which may not occur.

The prospective financial information provided is not a reliable indicator of future performance in that it is predictive in nature and may be affected by inaccurate assumptions, unknown risks and other uncertainties. Therefore, the prospective financial information may differ materially from the results ultimately achieved.

The above comparison in no way constitutes advice to invest in any particular investment product and we recommend you seek independent financial advice before deciding whether investing in super or non-super products is right for you.