An important notice from GigSuper

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The problem with going solo

You probably went out on your own because you’re good at what you do and it makes you money.

Not because you suddenly wanted to become an expert in other aspects of running a business – like managing all the different parts of your superannuation.

So you sometimes find yourself asking:

“Am I doing this right?” “Am I putting enough away?”
“Am I paying too much tax?”
“Am I the only one who finds super complicated?”

We hear you.

You shouldn’t have to be a finance expert to do super properly when you’re self-employed.

It should just work.

So let’s make sure it does, with an easy 3 step action plan.

With GigSuper...'re 3 times more likely to contribute to super when you're self-employed.*

In fact, 89% of GigSuper members have made a contribution to super in the last 12 months.*

And 83% of GigSuper members are claiming their contributions as a tax deduction.*

Get started
Register with just your name and email and we'll guide you through.

Your 3 step action plan

A background image of green leaves with a mobile phone on top, displaying a Weekly Saving screen on GigSuper App.
  • 1

    Set aside 15 minutes to sort out your super.

  • 2

    Use our guided tour to see how easy it can be to automate all those things that are otherwise hard to do.

  • 3

    Happy with your setup? Kick off the automation and regain control of your retirement saving (start stashing away as little as $10 a week).


Procrastinating is expensive

Superannuation can be overwhelmingly complicated when you’re trying to do it all yourself.

So lots of people lump it in the ‘too hard’ basket and do nothing about it.

And it can feel like you're falling further behind.

So let's do something about it today.

Because the great thing about super is that it’s never too late – your money will compound over time.

Which means the sooner you start doing it properly, the sooner you can get back on track.


With GigSuper you're 3 times more likely to contribute to super when you're self-employed.*

The personal stories shaping GigSuper

Deb Rowling

"As a bookkeeper, I’m aware of the importance of looking after my own tax and super needs, and love how you guys at GigSuper make it SO easy to contribute (and then to fill out everything for it to use that as a tax deduction at EOFY). Honestly, you guys make it SO super easy, it’s a no brainer! Love the mobile-optimised experience which makes signing up and entering details SUPER easy 🙂."

Deb Rowling
Accountability BAS & Bookkeeping Services, Toowoomba

Jo Hickman

"As a full time wedding photographer, starting my own financial journey has been difficult without help. With Gigsuper, it takes off my mind about contributing and investing for my future with the direct debit option, I also found myself getting excited to pour more money into my super account because of the tax benefits! Paul and the team has been very generous with their time in helping me kickstart my retirement journey."

Kenny Ngoo
Wedding Photographer

Anna Rogan

"Gig cuts through all the fuss and automates everything for you. It's super quick to set up and is a delight to use. I've never been as engaged in my own superannuation as I am now (but why not? After all, it's my money). I can even tell you my super balance off the top of my head. And the feeling of being on top of and in control of my finances? As a freelancer, that's priceless."

Anna Rogan
Chief Copywriter

Karlie Plowman

"I found that as a sole trader, being that someone that puts alot of time and effort into your business operations daily, my firsthand experiences with large superannuation funds was cold and disheartening. My options seemed very limited and my contributions ill-treated over time. Using GigSuper I feel confident. I know now that I have options and this makes me positive about my future as a sole trader. I only wish that I had known about this superannuation fund when I began working for myself. More people need to know about Gigsuper!”

Alex Shearer
Alex Shearer Plumbing, Plumbas

Ami Williamson

"I'm great at saving money for super, but TERRIBLE at actually transferring it to the fund...BUT! Just signed up for GigSuper and I'm so excited to just have it automated! It's the only way I get money stuff done. So, it looks like I might even retire one day. Feel like a proper adult now."

Ami Williamson
Copywriter, Damn Write

GigSuper is your #1 resource for learning about self-employed superannuation – while also getting support to grow your business!

Keen to go from overwhelm to properly paying yourself super with your current fund? This guide will give you 4 super handy tips you don't want to miss for building your super up when you're self-employed.


GigSuper members get exclusive access to business-building resources from our expert Australian-based partners who understand what it’s like growing a business when you work for yourself. Check out a sneak peek!


Got questions?

OK, I’m in! How do I consolidate my super?


A few days after opening your account you’ll be able to see GigSuper listed in your MyGov account (using the ATO linked service) – including super you might have lost track of over the years.

Using the ATO transfer service you can select which accounts you'd like to combine into your GigSuper.

Just make sure you consider any potential loss of existing insurance or other benefits you might have with your existing fund(s) before you consolidate your super.

And don't forget to finalise the tax status (e.g. whether you're claiming the contribution as a tax deduction or not) of any personal contributions you've made in the current or previous financial year before you roll over to GigSuper. Once you've rolled over you won't be able to change the tax status of any personal contributions made through your old fund(s).

What do tax deductions have to do with superannuation?


When an employer puts an employee’s money in super for them, it gets taxed at 15%.

When you’re self-employed and you personally put money into super, you’ll need to pay tax in your own name on that money, at your marginal tax rate (which is 34.5% for the average self-employed Australian).

However, if you want that money to get taxed at 15% instead of your marginal rate – you need to claim your contribution as a tax deduction.

Traditionally this involves sending paperwork to the fund, but with GigSuper you can automate the process, helping you reduce your paperwork and your tax bill.

What are your investments like?


You know how Warren Buffett is always praising index funds*?

Well, we are too.

All the investment options in GigSuper are built using index funds to try and minimise you having to pay fund managers unnecessarily hefty fees. Find out more here.

*To be clear, he's endorsing index funds, not GigSuper. If he does endorse us, you can bet we’ll let you know.

How does GigSuper keep my money safe?


Your superannuation money:

Money in your GigSuper Superannuation account is protected in a number of ways.
Firstly the assets in your GigSuper Superannuation account are held on trust, which means they always remain yours and cannot legally be accessed by others, including claims from any creditors of GigSuper.

Further, as with many other super funds, the money in your GigSuper Superannuation account is held with a custodian. Our custodian is Sandhurst Trustees, a wholly owned division of Bendigo & Adelaide Bank.  Custodians act as an important check for super funds because they help protect your money from fraud and suspicious investment transactions.

Your Saver account money: 
The money in your GigSuper Saver Account is held on trust with ANZ Banking Group Ltd – where you have your own interest bearing ANZ account.  

This account is backed by the Australian Government Deposit Guarantee which provides protection to deposit-holders with Australian Deposit-taking Institutions (ADI) for deposits of up to $250,000 per account holder per ADI.

Is GigSuper for all self-employed people?


GigSuper helps all sorts of self-employed people like freelancers, photographers, consultants, tradies, drivers, riders, creatives, independent contractors, celebrants, small business owners, coaches, side-hustlers, influencers...and anyone else who works for themselves.