Helping self-employed people do something about their super

Finally, a super fund that works for all sorts of self-employed people like freelancers, tradies, photographers, consultants, drivers, creatives, independent contractors, coaches, small business owners...and anyone else who works for themselves.

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We’ll guide you through

The problem with going solo

You probably went out on your own because you’re good at what you do and it makes you money.

Not because you suddenly wanted to become an expert in other aspects of running a business – like managing all the different parts of your superannuation.

So you sometimes find yourself asking:

“Am I doing this right?”  “Am I putting enough away?”

“Am I paying too much tax?” 

“Am I the only one who finds super complicated?”

We hear you.

You shouldn’t have to be a finance genius to do super properly when you’re self-employed.

It should just work.

So let’s make sure it does, with an easy 3 step action plan.

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YOUR 3 STEP ACTION PLAN

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STEP

1

Set aside 15 minutes to sort out your super.

Contribute

STEP

2

Use our guided tour to see how easy it can be to automate all those things that are otherwise hard to do.

Claim tax deduction

STEP

3

Happy with your setup? Kick off the automation and regain control of your retirement saving (start stashing away as little as $10 a week).

SEE HOW IT WORKS

We’ll guide you through

Procrastinating is expensive

Superannuation can be overwhelmingly complicated when you’re trying to do it all yourself.

So lots of people lump it in the ‘too hard’ basket and do nothing about it.

And it can feel like you're falling further behind.


So let's do something about it today.

Because the great thing about super is that it’s never too late – your money will compound over time.

Which means the sooner you start doing it properly, the sooner you can get back on track.

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We’ll guide you through

The personal stories shaping GigSuper

"Gig cuts through all the fuss and automates everything for you. It's super quick to set up and is a delight to use. I've never been as engaged in my own superannuation as I am now (but why not? After all, it's my money). I can even tell you my super balance off the top of my head. And the feeling of being on top of and in control of my finances? As a freelancer, that's priceless."

Anna Rogan

Chief Copywriter & Do-gooder

"I’m stoked that there is now a fund specifically for self-employed people and I cannot wait to shout it from the rooftops. Couldn’t have come at a better time."

Hollie Barac

Mayday VA

"I'm great at saving money for super, but TERRIBLE at actually transferring it to the fund...BUT! Just signed up for GigSuper and I'm so excited to just have it automated! It's the only way I get money stuff done. So, it looks like I might even retire one day. Feel like a proper adult now."

Ami Williamson

Copywriter & Chief Cookie Enthusiast, Damn Write

Built exclusively for self-employed people, so it's:

GigSuper
Doing it yourself
Easy to understand
Easy to tailor to your circumstances
Easy to automate

Click here to read the disclaimer

FEATURED IN

Automate your super

Doing something about your super shouldn't suck up a ton of your time. Get started now and use our guided tour to automate all those bits of super that are otherwise hard to do.

SEE HOW IT WORKS
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GOT QUESTIONS?
WE’RE HAPPY TO HELP.

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OK, I’m in! How do I consolidate my super?

Once you’re in, you’ll be able to see any other super you have using the app – including super you might have lost track of over the years.

Then simply let us know which accounts you'd like to combine into your GigSuper.

Just make sure you consider any potential loss of existing insurance or other benefits you might have with your existing fund(s) before you consolidate your super.

And don't forget to finalise the tax status (e.g. whether you're claiming the contribution as a tax deduction or not) of any personal contributions you've made in the current or previous financial year before you roll over to GigSuper. Once you've rolled over you won't be able to change the tax status of any personal contributions made through your old fund(s).

What do tax deductions have to do with superannuation?

When an employer puts an employee’s money in super for them, it gets taxed at 15%.

When you’re self-employed and you personally put money into super, you’ll need to pay tax in your own name on that money, at your marginal tax rate (which is 34.5% for the average self-employed Australian).

However, if you want that money to get taxed at 15% instead of your marginal rate – you need to claim your contribution as a tax deduction.

Traditionally this involves sending paperwork to the fund, but with GigSuper you can automate the process, helping you reduce your paperwork and your tax bill.

What are your investments like?

You know how Warren Buffett is always praising index funds*?

Well, we are too.

All the investment options in GigSuper are built using index funds to try and minimise you having to pay fund managers unnecessarily hefty fees. Find out more here.

*To be clear, he's endorsing index funds, not GigSuper. If he does endorse us, you can bet we’ll let you know.

Is GigSuper for all self-employed people?

GigSuper helps all sorts of self-employed people like freelancers, photographers, consultants, tradies, drivers, riders, creatives, independent contractors, celebrants, small business owners, coaches, side-hustlers, influencers...and anyone else who works for themselves.

Goods Shed North, 710 Collins St, Docklands VIC 3008

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GigSuper is promoted and distributed by GigSuper Pty Ltd (ACN 620 862 053), a corporate Authorised Representative (number 1276569) of APP Financial Advisers Pty Ltd (ACN 132 958 591), the holder of Australian Financial Services Licence number 412302. Any financial product advice provided in this website is general in nature. Content on this website does not take into account the objectives, financial situation or needs of any person, or purport to be comprehensive or constitute investment advice and should not be relied upon as such. You should consult a professional adviser to help you form your own opinion of the information and on whether the information is suitable for your individual objectives and needs as an investor. Where necessary, you should obtain a Product Disclosure Statement relating to the product and consider it before making any decision about whether to acquire the product.

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